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ISA

If you have savings or investments, you should have an ISA. Why? Because it saves tax and therefore increases returns

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Mortgages

Listing 9 articles over 1 pages

Mortgage Holidays Uncovered

Keeping your roof over your head is probably your number one financial priority but sometimes keeping up with mortgage repayments is difficult. Maybe you have just finished...

Mortgages

A mortgage is the arrangement where a lender, such as a bank or building society gives you a loan so you can buy a house, or another property such as a buy to let. They have...A mortgage is the arrangement where a lender, such as a bank or building society gives you a loan so you can buy a house, or another property such as a buy to let. They have a legal interest in your property and this is usually referred to as a Secured Loan.

How Much Can I Borrow ?

Lenders normally calculate how much you have left at the end of each month after you have paid out your essential bills. Generally, they will look at ;...

The Mortgage Deposit

Mortgage lenders usually want you to pay a deposit towards your mortgage loan before they will accept your application. This 'deposit' is a percentage of the property's...

Mortgage Set Up Fees

Purchasing a home is always costly but the prices between providers and products can vary greatly. Your mortgage adviser will give you a Key Facts...

Paying Your Mortgage

You can choose to pay your mortgage back in the following ways ; Repayment (Also called capital and interest)...

The Mortgage Term

The standard term for a mortgage is 25 years, but there is flexibility to have a shorter term if you are able to afford the higher repayments. You'll pay less in total...

Setting Up A Mortgage

There are a few different aspects to setting up your mortgage including how long you want your mortgage term to run. Everyone is different and it depends how old you are...

Types Of Mortgage

Standard Variable Rate How does it work ? Your payments can increase or decrease with the...

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