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Setting up a mortgage

There are a few different aspects to setting up your mortgage including how long you want your mortgage term to run. Everyone is different and it depends how old you are when you take your mortgage loan out. You wouldn't want to take a 25-year mortgage if you were approaching retirement age for instance. How you're going to pay for your mortgage, if you have enough money for the set-up fees or if you intend tacking them onto your loan are also decisions you'll have to make.
The days of 100 percent mortgagees where you don't need to put down deposit are all but gone. So the subject of deposits is very much a big part of setting up a mortgage as is how much you will be able to borrow. You'll find all this information and more within our easy-to-understand mortgage guides. And of course you can also apply for free financial review at any time.

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