Bonfire night can cost uninsured millions
Bonfire night could cost those without insurance as much £780 million in damage, recent research by AA Home Insurance has indicated. According to the AA, as Brits increasingly spend more time and money on their gardens, the combined value of outdoor property in the UK is now estimated to be worth as much as £5.7 billion, but as many as a quarter (23 per cent) of people in the UK say none of the property in their garden is insured and one in five (19 per cent) do not know if anything in their garden is covered.With Bonfire Night on the way, prized garden possessions like sheds and greenhouses are particularly at risk from damage by fireworks.The AA also warned that if your property is accidentally damaged by someone else's Bonfire Night celebrations, you would need to claim for the damage through your own insurance company, who may then be able to claim from the neighbour.Janet Pell, head of AA Home Insurance, said: "The garden is an increasingly central part of our living space, all year round, yet we have a worryingly cavalier attitude towards insuring the property outside our homes. "Every year Guy Fawkes celebrations wreak havoc in gardens across the country, so we need to make sure we've protected our outdoor property."
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