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Homeowners urged to carry out 'winter property checks'

General upkeep and maintenance of property is especially important in winter, homeowners have been warned. Legal & General (L&G) suggested that the value of houses makes it financial sense as well as common sense to keep a house in a good state of repair. Insurers could penalise or dismiss claims if a house has not been looked after. Elaine Parkes, head of technical services at L&G's general insurance business, said: "This includes ensuring that their property is maintained in a good condition, so fixing any loose tiles on a roof or making sure flood prevention measures are in place, if appropriate." She added that maintained often prevented the need to make a claim in the first place, which would save the policyholder money in the long run. The Met Office has predicted a winter that is slightly colder than last year, but still fairly mild. Extremely high winds pummelled the country last winter, with much storm damage being sustained by buildings.

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