Why shopping around for your car insurance is vital!
As we covered in one of our recent articles on motor insurance, the AA reported a 7.2% increase in average car insurance premiums in the final quarter of 2009. However, the annual increase in car insurance premiums is well into double digits and there is serious concern that motorists will be hit with higher and higher premiums in the short to medium term.
Many of us will have been with the same car insurance company for a number of years and ultimately there are thousands in the UK who will never have looked around. However, there are many comparison websites available which will indicate any potential savings you could make by taking your car insurance elsewhere. Even if your current insurance company turns out to be the most cost-effective for your situation then surely a quick look around the comparison websites will do you no harm?
The truth is that developments in the online arena now make it easier than ever before to check out a whole raft of different car insurance companies using one simple form. Gone are the days when individual e-mails and individual forms had to be completed, and in many cases you will have a summary of estimated car insurance premiums from different providers within a matter of seconds. Many people have made savings into the hundreds of pounds simply by looking around, so what do you have to lose?
Has Gordon Brown made a big mistake with the national insurance increase?
Despite various attempts by the Labour Party to take the subject of national insurance off the headlines over the last few days there is no doubt this is becoming something of a major issue. The Conservative party is adamant that the increase in national insurance contributions is actually a tax on jobs and is hounding the UK government this weekend. It is also becoming evident that this is having...Read More
Competition Commission seeks to increase PPI availability
The Competition Commission has today issued a ruling on payment protection insurance (PPI) and its availability when acquiring personal loans, mortgages and credit cards. Initially there had been moves to ban PPI at the point-of-sale for the above financial instruments and allow customers to shop around for the best PPI option available. However, Barclays Bank took the issue to court and the Compe...Read More
Cost of botched home improvements up £6m
The cost of amending botched home maintenance work has surged in the last three months, it has been claimed. According to figures from the government advice agency Consumer Direct, the number of complaints it has dealt with over the last three months has dipped slightly from 19,335 to 19,075. However, the value of these complaints has surged by £6 million, forcing thousands of people to make cost...Read More
Insuring your home office
As more and more people in the UK are attracted by the idea of working from home, whether working for themselves or an employer, there are many potential pitfalls and considerations to take into account. Aside from the fact that you will need quiet, clear space to work from there is also the need to ensure that your business equipment and business records are not only secure but well insured.
EU Gender Directive: will Women pay more?
From 21 December 2012 insurers will no longer be able to use gender as a contributing factor when calculating insurance premiums. Typically, women have had access to cheaper premiums for policies such as life and car insurance, because they are considered to be lower risk. However a ruling from the European Union recently has banned insurers from using gender as a factor when calculating premiu...Read More