Why shopping around for your car insurance is vital!
As we covered in one of our recent articles on motor insurance, the AA reported a 7.2% increase in average car insurance premiums in the final quarter of 2009. However, the annual increase in car insurance premiums is well into double digits and there is serious concern that motorists will be hit with higher and higher premiums in the short to medium term.
Many of us will have been with the same car insurance company for a number of years and ultimately there are thousands in the UK who will never have looked around. However, there are many comparison websites available which will indicate any potential savings you could make by taking your car insurance elsewhere. Even if your current insurance company turns out to be the most cost-effective for your situation then surely a quick look around the comparison websites will do you no harm?
The truth is that developments in the online arena now make it easier than ever before to check out a whole raft of different car insurance companies using one simple form. Gone are the days when individual e-mails and individual forms had to be completed, and in many cases you will have a summary of estimated car insurance premiums from different providers within a matter of seconds. Many people have made savings into the hundreds of pounds simply by looking around, so what do you have to lose?
Should you buy private healthcare?
The private healthcare issue is very similar to the pensions situation as the value of the NHS to each and every person in the UK is diminishing under a mountain of executives, healthcare trusts and excess spending. The days when you were able to go to the doctor and arrange an immediate appointment at the hospital have long gone with many people waiting years to get treatment.
Homeowners advised to guard gardens
Homeowners need to review their garden security as summer fast approaches, Sainsbury's Bank has advised.Research from the financial services provider has revealed that summer sees an increase in the number of home insurance claims for stolen garden items.The average home insurance claim for garden theft is £291, with opportunistic thieves targeting furniture and expensive toys. Neil Laird, Sainsb...Read More
Should Aviva have mentioned the RSA approach?
The management of Aviva is this weekend under immense pressure from leading shareholders over the non-disclosure of an approach by RSA and a potential £5 billion offer for the company's general insurance business. Many believe that this highly sensitive piece of information should have been released into the public domain instead of being brought to the attention of the market by the financial pr...Read More
Tesco looks to expand financial division
Tesco Bank has this week confirmed a deal with insurance giant Fortis UK which will see Tesco travel insurance transacted through the Fortis UK network. It is believed that the travel operation of Tesco Bank has around 170,000 customers each year with gross premiums estimated at around £59 million. It is unclear what kind of profit each party will take from the agreement but this would appear to...Read More
Government scheme could cut car insurance costs
The government is mulling plans which could see motorists benefit from cheaper car insurance through signing up for courses to improve their skills behind the wheel. Under the terms of the new plan, those who take advanced driving courses could cut the cost of insuring their car by around 25 per cent. However, young drivers will benefit from even marked reductions, with the Telegraph claiming that...Read More