You’ll get easy access to your money and usually be offered a debit card and if you’d like to work with a cheque book, you will probably be able to request one. You can manage your bills easily and effectively by setting up Direct Debits and standing orders. You will probably be able to arrange an overdraft facility if you need to borrow money.
Compare interest rates
As you can make a bit of extra money by earning interest on a current account make sure you look at the best interest rate you can find – especially important if your balance will be topped up regularly with your salary. You may need to fulfil certain criteria to qualify for highly interest rates. Some banks limit the amount you can earn these high rates on, or demand that you credit your account regularly with a large amount.
Overdraft facility
Ensure the current account you choose doesn’t charge too much for using an overdraft.

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