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Glossary of Investment Terms (J)

The following are useful investment terms beginning with ‘J’

Joint Life
A life policy option where life assurance is taken out by one or more individuals and the payout is made on the death of first Life Assured, or the death of the last remaining Life Assured.

Joint Life First Death
This is where an insurance policy ends on the earlier of full encashment or the death of one of the assured.

Joint Life Last Death
Similar to a joint life first death insurance policy but payment is made on the earlier of full encashment or death of the last remaining assured.

Junk Bond
A high risk, high yield debt security rated below triple B.

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