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New school term sees Brits brush up on finances

For school children, September means a new school term and a fresh start, but at this time of year, adults are also following suit and turning over a new leaf, by promising to work harder on their financesResearch from Lloyds TSB shows that when the summer ends, some 56 per cent of adults resolve to get fit, 34 per cent decide to spend more time with loved ones and 36 per cent promise to get their finances into better shape.Over a quarter (28 per cent) of those who said they wanted to get their money in order said they planned to move their current account, to benefit from a better deal, with over a third (35 per cent) looking for an account with a higher credit interest rate.Changing credit cards and finding more competitive insurance policies were also a priority. A positive three-fifths think they will stick with their new commitment to better financial management, and Ian Larkin, managing director of consumer banking for Lloyds TSB recommended switching accounts as an easy way to help kick-start their financial makeover.Time and again, people tell us that sorting out their finances is a top priority, but many overlook the difference that a competitive current account can make to their finances. "Switching your current account can seem like a daunting prospect but in reality, it couldn't be simpler," he said.

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