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Brits urged to make good on budgeting plans

Good intentions to save more money this year must be translated into effective action, a life and pensions company has warned. A study conducted by Friends Provident found that two-thirds of UK adults are planning to tighten their belt financially this year. Of these, 41 per cent are planning to make a new budget, while 33 per cent intend to conduct a complete overhaul of their finances in a bid to identify ways they can save money. James Ward, director of marketing at Friends Provident, welcomed consumers' new-found urge to be more responsible fiscally, but warned that the good intentions will come to nothing unless they make good on their plans. He said: "Our research found that 40 per cent of people are worrying more about their finances because of the credit crunch. "The trick is to harness this heightened awareness and to do something positive, like overhauling your finances, budgeting effectively, and investing your money in a way that makes it work smarter for your needs."

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