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Are you ready for the end of the tax year?

As we move headlong towards the end of the 2008/09 tax year many people have still not made plans to utilise their various allowances and tax efficient investment vehicles available. So whether you're looking to crystallise capital gains tax allowance, manage your inheritance tax allowance better or reduce your overall taxation bill, now is the time to take a long hard look.

It is worth remembering that the vast majority of allowances made available each and every tax year cannot be carried forward and if left unused they are likely to be lost. As a consequence it is vital that those looking to organise their affairs in the run to the end of the UK tax year take professional advice to ensure each and every nook and cranny is investigate.

Taxation advice is the bread and butter of the Independent Financial Adviser market and it is highly likely that a reputable adviser will know of an array of schemes and actions to reduce your liabilities as far as possible. The allowances and the alternative investment vehicles are there for a reason and it is vital that we use them as and when appropriate to plan not only for the current tax year but for future tax years.

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