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Do You Have A Will In Place?

Many people throughout the world will go though their lives not thinking of the consequences if they were to have a fatal accident or when they eventually die. A will is one of the more embarrassing financial instruments to bring into a conversation without seeming heartless and uncaring, but it is something which needs to be considered, something which is essential and should be part of any financial planning.

The extra problems and costs associated with someone who dies intestate, i.e. without a formal will, can be enormous, lead to families breaking up and possibly see all assets go to the government if no immediate family can be found. It does seem heartless, it does seem very cold but a will is a necessity if you are going to look after your family, friends, charities, etc. Extra grief in times of death should be avoided as much as possible and the situation addressed without delay.

The inheritances which the government receive from those with no immediate family are substantial although they are very rarely publicised. You work, pay your taxes, surely the last thing you would want is for the authorities to decide how your money is spent?

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