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Do joint credit cards work?

Joint credit cards have been the basis for literally thousands of fall outs and even some marriage breakdowns in the UK over the years. Issuing a joint card to your partner can cause havoc with you relationship as very often one person does not know what the other is doing, what they are buying and what they are spending.



Also, the very fact there are two people spending on the same account can lead to substantial jumps in credit card balances in a very short space of time, with both parties not aware until the statements are received. So how can you ensure there are no problems with joint credit cards?



There is one easy way to ensure that there are no problems, pay off the full balance each and every month to keep your finances in check. It is actually possible to come home and make as many payments as you like online to cover your spending for the day, week or month. If you also surf regularly then it is very easy to keep check of your outstanding balance on a regular basis and ensure it does not get out of control.



Those who wait for the monthly statements could be asking for trouble so why not move online?

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