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Perilous pooches uninsurable?

Pet owners who have a pit bull may find it very difficult to obtain a pet insurance policy, as many large insurance companies are now refusing to provide cover for 'dangerous dogs'.Both Tesco and Churchill are among companies that will not offer pet insurance to any breeds listed under the Dangerous Dogs Act.A spokesperson for Churchill Pet Insurance said: "Certain dog breeds which are considered dangerous such as the pit bull terrier and the Perro de Presa Canario are not covered with a Churchill Pet Insurance policy."The reasoning behind this seems to be that insurance policies would usually offer third party liability cover for dog owners and would have to pay out compensation if the dog injured someone, which is clearly more likely among 'dangerous' breeds. Monica McCormack, spokesperson for Tesco Personal Finance, said: "We take our information from what is publicly listed on the Dangerous Dogs Act, so as and when that's updated, that's where we take our listing from. "It's not based on whether we think one dog is more dangerous than the other, because essentially we won't insure dogs that are listed in the Dangerous Dogs Act." Ms McCormack said owners would struggle to find a pet insurer that would insure the more vicious of the nation's pooches.

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