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So how much are you worth today?

While many in the UK have credit cards, overdrafts, loans, properties and investments, how many people actually know their net worth today and how this has changed over the last 12 months?

It may come as a surprise to many people to learn that the vast majority of the UK population has no idea on a day-to-day basis of their net worth or their net debt. Insurance policies, investment policies and a variety of other investment vehicles often go unnoticed and forgotten about when maybe these funds could be put to better use. One prime example is the premium bond system where literally millions of pounds worth of premium bond wins have gone unclaimed because people have lost track or forgotten about them.

Whether you use a laptop, your work PC or a good old-fashioned notebook, it is vital that you keep track of your assets, what they are worth and use this information to discuss the future with your financial adviser. Charges and interest rates can change dramatically over time and unless you have your "finger on the pulse" it is easy to lose track and reduce your return on investment. There is no harm in checking out your investments on an annual basis even if there is nothing to do.

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