Property investment funds making a comeback
Now that the UK property market appears to be showing signs of life we are starting to see the introduction of property bonds and property funds into the UK investment market. This is the first time we have seen new property-based investments released to the market since the recession began and could be seen as a sign of further confidence in the UK property market.
However, it is worth checking out the small print of these particular property bonds and property funds which will offer a degree of security for your investment but also cap any benefit from the rise in the value of the average UK property. There is a concern that we are moving back towards these complex property investment instruments which many people do not fully understand, with many investors having already paid the price when the credit crunch began and property values began to fall.
If you're looking towards the property sector it is worth while speaking to your financial advisor and checking out what is on the market and the terms and conditions attached to specific investments. While many still believe that UK property, i.e. bricks and mortar, is still a very safe long-term investment there are some people who have lost a significant amount of money over the last few years. We all need to remember that no investment is risk-free!
Share this..
Related stories
UK house prices have fallen 15% in the last 12 months
News that the price of the average UK home has fallen by 15% in the 12 months to October has brought further doom and gloom to the mortgage and property markets. The monthly fall of 2.2% between September and October, as reported by Halifax, brings about the 15% fall mentioned above which equates to approximately £30,000 per home in the UK.
This news was announced prior to the 1.5%...
Are you getting value for money from your landlord?
A report by the housing charity Shelter this week confirmed the difficulties facing those desperate to sign up to rented accommodation after falling foul of mortgage credit restrictions in the short-term. It is believed there are around 3.5 million rented properties in the UK, housing around 8 million people, making the rental market in the UK significant to say the least. So are you getting value...
Read MoreHalf of Britons 'without financial plans'
About 55 per cent of Britons have no financial plans for the future and a further 32 per cent have no concrete plans for their finances, according to National Savings and Investments' (NS&I) quarterly savings survey for spring 2007.The report states the reason most regularly cited for not saving money is that people expect to be earning more in the future.Dax Harkins, senior savings strategist at...
Read MoreBuy to let entrepreneurs set to sell up for £180 million
Fergus and Judith Wilson have announced plans to dispose of their buy to let property empire which is valued at around £180 million. The couple have become something of a "pinup" in the buy to let sector having built up a property portfolio from zero which is now valued at around £180 million with only £45 million of debt. Despite the fact that the buy to let market has suffered over the last f...
Read MoreCredit crunch 'will not affect student finances'
A spokesman for the National Union of Students (NUS) has claimed that the fallout from the credit crunch has not had a major impact on this year's student intake.He suggested that part of this could be down to the widening of the eligibility criteria for government grants - something that the NUS has welcomed."I have not seen too much to suggest that banks are overly worried about students. The ri...
Read More