Are There Any Safe Havens To Invest Your Money?
While stock markets continue to feel the pain of the UK economy, property values continue to fall there is concern that nowhere is safe for your next investment. But is this really true?
There are many investment opportunities for those looking to invest for the longer term with the likes of government backed securities such as GILTs at one end of the spectrum and smaller company share investments at the other. One will give a lower income with less risk while the other could potentially give a higher rate of return with a much higher risk factor - and then there are the investments in between.
Many people also forget that cash is an investment and when you bear in mind the current rate of interest is around five percent (if you are lucky enough to receive this) and inflation is just under four percent, this gives a 'real' annual return of just over one percent. While this may not sound much, your money is safer in the bank and you are not at risk to the wild swings of the property market and stock market.
Then again, after such a sharp fall in share prices is it now time to look to the future and start acquiring stocks which may have fallen too far? That is the beauty of the investment scene, the fact that it can literally change from day to day!
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