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As the UK economy continues to move downwards it is vital for the UK population to ensure that their own finances are as good as they can be. Financial advice could literally be priceless in the current economic environment and those looking to the experts for assistance need to know who they are dealing with. Cutting corners in the area of financial advice can in some ways be a false economy as good advice has the potential to literally pay for itself.

It is vital to ensure that any adviser you consider is recognised and regulated by an official body such as the FSA or an appropriate regulatory organisation. If you decided to take advice from those not regulated by the authorities you have literally no recourse in the event of any issues, no compensation scheme in place and the underlying party could be acting in an illegal manner.

It is easy to check the background to any officially regulated financial adviser using the FSA website to start with and take your investigations from there. As the financial markets become ever more complex, personal finance extends to areas not considered in the past it has never been more vital to consider appropriate professional financial advice.

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