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Should you risk a last-minute holiday?

If there's one area of the UK household budget which appears to have avoided the cutbacks seen in many other areas of everyday life it is the annual holiday. It seems that more and more people in the UK are ready and willing to put aside their financial problems for their two weeks in the sun. However, should you risk a last-minute holiday and attempt to save some money?

While there are obvious benefits from leaving it as late as possible to book a holiday, with many holiday companies desperate to get rid of spare places, there are also some risks. If you leave it as late as possible there is every chance you may end up miles away from the original hoped-for destination and potentially you could be in a less than glamorous hotel or other accommodation. However, if you leave booking a holiday as late as possible you could end up paying just a fraction of the original cost.

There's no doubt that the UK holiday sector is struggling to survive and indeed many people have been left stranded or out of pocket with the collapse of a number of popular holiday companies. You need to weigh up the risks and the potential rewards from booking a holiday late and be ready for the unexpected and potential disappointment.

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