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UK parents warned on fronting car insurance for children

The Motor Insurers Bureau has issued a very strong warning to parents in the UK who are directly involved in the insurance of their children's cars by basically fronting an insurance policy by claiming to be the main driver. While for many people this can lead to significant savings for their children it is actually a form of car insurance fraud.

Many people are totally unaware that the action of fronting a car insurance policy depends upon the older named driver claiming to be the main driver when in fact they are unlikely to drive the vehicle on regular basis. By literally claiming that their children are irregular drivers of the vehicles in question it is possible to obtain a reduced car insurance premium for younger and less experienced drivers. However, in the event of an accident there may be some shocks in store!

In some cases an accident could reveal a case of an insurance policy being fronted and lead to the insurance cover being cancelled. Not only is this illegal, driving a vehicle in the UK without insurance, but there may also be enormous costs to be covered in the event of an accident. If you are in any way unsure about you insurance arrangements it is vital that you take professional advice from your insurance provider.

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