Qualified advisers answering your
Financial Questions
call 0800 092 1245

Loans News

Listing 467 articles over 47 pages

Do We Depend Too Much Upon Credit Rating Agencies?

The ongoing argument between the Irish authorities and the S&P credit rating company threatens the medium to long-term position of credit rating companies around the world. The Irish authorities took the rather usual step of arguing about the basis upon which the Irish sovereign debt credit rating was reduced which appears to be a very different stance to that taken by the IMF and the European Union.

Lending Continues To Fall In The UK

Lending to businesses outside of the UK financial arena continued to fall last month with figures from the British Bankers Association confirming a reduction in credit of £2.4 billion. While financial services and financial investment companies continue to attract the support of their bankers it seems that non-financial related companies in the UK are struggling.

Irish Hotel Federation Concerned About The Future

The Irish Hotel Federation has today expressed concerns about the announcement from Lloyds Bank that its Bank of Scotland Ireland offshoot is to close. The Federation confirmed that Bank of Scotland Ireland provides around 20% of current outstanding loans to the Irish hotel sector and as such around 150 hotels are under significant financial threat. So what can the authorities do?

UK Banks Plundering Business Arena

A report by the Bank of England has today cast an enormous shadow over the UK banking arena with news that £50 billion was repaid to the UK banking industry by small businesses between July 2009 and June of 2010. This means that in simple terms the UK banking arena received a net £50 billion from UK businesses at a time when more and more businesses are in desperate need of money to survive. So how can the UK banking arena justify this?

Is The Small Business Arena Dead In The UK?

Over the last few months we have seen a gradual reduction in the amount of finance made available to the UK small business arena which is causing many problems for many business people. A number of people are now asking the question as to whether the UK business arena is now dead and entrepreneurs are now looking elsewhere?

Royal Bank Of Scotland Agrees Sale Of Loan Book

The Royal Bank of Scotland has today announced the sale of a €1.4 billion loan book to fund manager Intermediate Capital Group as the company looks to downsize its non-core operations. This is just the latest in a long line of deals which the company has announced to allow the 83% taxpayer owned operation to concentrate on its core operations.

Nobody Wants Irish Sovereign Debt

The worldwide sovereign debt market is struggling to digest the problems within the Irish economy and today we saw the cost of insuring Irish sovereign debt increase to 300 basis points. There is now major concern regarding the recapitalisation of the Irish banking sector which has suffered more than most during the credit crunch and the worldwide recession. The Irish Central Bank this week suggested that a total of €25 billion could be required to stabilise the Anglo Irish Bank Corp. which was taken under government control when it nearly collapsed.

Was PFI Worth The Risk?

The Private Financial Initiative (PFI) program set up by previous governments looks set to saddle the NHS, along with other government departments, with enormous financial liabilities in the future. It was revealed today that the total bill for new hospitals in the UK will reach £65 billion despite the fact the projects were valued at just over £11 billion upon inception. While there are obviously maintenance, cleaning and catering costs to be taken into account there's no doubt that these "PFI mortgages" are coming back to haunt the authorities.

Barclays Bank To Fight UK Government Lending Targets

Barclays Bank has today revealed the company will not sign up to any future government scheme whereby a certain amount of money must be made available for the small business market. The company believes that having a definitive target regarding the amount of money available to the small business arena could lead to irresponsible lending as banks are forced to chase lending targets towards the end of the program.

Do Consolidation Loans Actually Work?

As more and more people in the UK continue to struggle with their monthly budgets a number are now starting to look at consolidation loans as a means of taking away some of the short-term pressure. But do consolidation loans actually work?

First <<  1 2 3 4 5 6 7 8 9 10 >> Last

Financial Guides

Financial Calculators

Our useful calculators can help you get your finances in order:

Latest News


Helpful new tax year facts that could affect you and your money

Blog | Seven helpful new 2016/2017 tax year facts that could affect you and your money. Our recent online blog shares a brief outline on how to stay up to date.

Read more

Useful Links

Popular Searches

Please Enter More Details

Enter More Details