As we covered earlier this week the case of Hastings Insurance highlighted the growing cost of car insurance in the UK and the problems which UK drivers face. The added extras, the increased excess limit and a whole host of other terms and conditions aimed at reducing the cover you may have had years ago but increasing the cost. So how can you save money?

Many internet users are taking out their car insurance online and using the variety of comparison websites to show the best deals on offer. As well as holding your hand through the process, many of these online sites will offer you an immediate discount averaging 10% just for trading online. The ability to trade online and automate the cost retrieval procedure has reduced the cost base of many companies and increased their profits, allowing them to give some money back to customers.

Not only are there savings for individual car insurance policies but if there is more than one driver in your home there can be some large savings by taking all policies with the same company. A number of companies will also offer you a larger bulk discount if you take out other forms of insurance with them, including house insurance, etc. Bulk up your insurance purchases and there are real savings to be made.

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