Upwards of 200,000 young drivers are driving without insurance
A report by the Motor Insurers Bureau (MIB) has revealed that upwards of 240,000 young drivers aged between 17 and 20 are driving on UK roads without insurance. At a time when UK motor premiums continue to rise there is no doubt that there has been a significant increase in the number of uninsured drivers on UK roads and this figure is set to rise as the recession grabs hold.
The report also confirmed that on average a male driver aged 17 would be charged nine times the insurance premiums of somebody aged between 25 and 34 and 14 times that of somebody aged 35 and above, for the same vehicle in the same part of the UK. This puts into perspective the ever-growing increase in insurance premiums, especially for young drivers who are deemed "risky" before they have even driven on the road!
It is well known that uninsured drivers in the UK have added a significant extra cost to all motor premiums due to excess legal fees and compensation to name but two issues. However, there is some confusion as to how the authorities are not able to match up car ownership with car insurance when there are apparently databases holding the details of all parties. Surely a few cross checks on an annual basis could yield significant dividends for the authorities?
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