Don't go off piste when it comes to insurance
As many as one in four Brits will hit the slopes without the right travel insurance this year, according to esure.One in four people (27 per cent) were found to be labouring under the misconception that winter sports were always included as standard - even though this is rarely the case - and many people may unknowingly be skiing without the cover they need, leaving themselves open to any medical costs in the case of an accident.According to the research by esure, a fifth (17 per cent) of UK adults would try out extreme sports - such as ice-lake diving, off-piste snowboarding and tobogganing - even if they knew they were not covered by their travel insurance.Jacky Brown, head of travel insurance at esure, said: "Any winter sports holiday comes with a certain element of risk. Whether on a nursery slope or a black run, accidents do happen and it's crucial to have medical cover to avoid footing a hefty bill."With the rise in high-adrenaline, adventure sports - such as heli-skiing and ice-lake diving - it's also important to check the insurance small print before booking and be mindful of any exclusions. Call your insurer if you're unsure whether or not you'll be covered."
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