Why choosing the correct investment category could make or break your nest egg
As the UK property market continues to fall, the stock market comes under pressure and interest rates on deposit accounts plummet, more and more UK investors are looking around trying to find a new home for their money. While the stock market offers perhaps the largest degree of potential investment groups, as well as the largest degree of potential risk, there will likely be something for everybody in the world of investment. However, whether now is the right time to invest remains to be seen, although as always professional advice should be taken from your IFA.
Many people seem to forget that the UK stock market is not always dominated by short selling or massive short-term fluctuations but is actually more of a long-term investment area for those looking to the longer term. There is a massive degree of risk available, from the government backed Treasury stocks (generally deemed low risk) to the collective investments (generally deemed medium risk) which offer a wide range of different exposures to individual shares (generally deemed high risk).
The collective investments sector and individual shares also have a degree of subsectors offering exposure to any area of the economy you care to consider and a substantial risk profile in each sector, again stretching from low to high. Which area of investment, or mixture, you decide to go with it is vital that you choose something that suits your risk profile, your rage and your requirements. Talk to your IFA.......
Share this..
Related stories
ECB injects billions into the eurozone banking system
Amid signs that liquidity has not yet recovered in the European money markets it was today revealed that the ECB (European Central bank) has pumped in over €440 billion in an effort to inject activity and security into the European economy. The funds were introduced in the form of one-year bonds with an interest rate of just 1% which equates to around €1300 per European citizen.
...
Ofgem suggests shakeup of energy market
Energy regulator Ofgem has issued a report which contains radical suggestions for the future of UK energy market. The two main suggestions revolve around tenders for energy capacity and renewable energy generation although there is a more radical possibility in the background regarding the creation of a central energy buyer for the UK energy market as a whole. The truth is the UK energy market...
Read MoreUK government grant FSA new powers
The last decade has seen a number of high-profile criminal cases collapse in the courtrooms of the UK after various witness testimonies were removed at the last minute. However, the UK government has today announced plans to grant the FSA powers of immunity so that they can actually bring witnesses to court in the knowledge that they will not be prosecuted themselves. This is seen by many as a sub...
Read MoreFinancial markets await news of coalition
UK financial markets are this weekend positioned on a knife edge awaiting news of a potential coalition between either the Conservative and Liberal Democrat parties or the Labour and Liberal Democrat parties. It is difficult to overstate how important a quick coalition has become to investors in the UK because ultimately more confusion and delay will not help the UK economy. A number of analyst...
Read MoreDarling to ask lenders to help cash-strapped homeowners
Relief could be on the way for beleaguered homeowners in the form of new government proposals intended to alleviate the strain of meeting repayments. Under the proposals, lenders would enable homeowners to take a mortgage holiday, during which time they would not be obliged to make repayments for a limited time. It has also been proposed that mortgage providers begin a scheme whereby they buy back...
Read More