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Look after the pennies and the pounds will look after themselves

There are many sayings in the financial industry and one which is sometimes ridiculed is "look after the pennies and the pounds will look after themselves". However, if you take a step back and review this particular saying you may well begin to understand exactly where it comes from!

While the vast majority of us will at some time look to save money on our monthly budgets and household expenditure, the chances are we will look to save too much too soon and lose focus. The truth is that while there may be the chance to trim your car insurance by a couple of hundred pounds, remortgage your home and other similar potential cost saving exercises, it is really the small savings which are be more visible if you open your eyes.

If you can save £10 a week on your telephone that will add up to £500 year, if you can reduce your sky package by say £20 a month then you will save upwards of £200 a year and so on and so on. It is the small long-term savings which will inevitably take some of the financial pressure off those in the UK who have been struggling for some time. Aim low and work higher, do not aim high and then move lower!

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